The Wealth of Generations

**Table of Contents** 1. **Introduction**     1.1 Overview of a Circular Economy     1.2 Defining a 100% Circular Economy 2. **Understanding Standard Reusable Containers**     2.1 Evolution and Necessity of Standardized Containers     2.2 Types of Reusable Containers: A Comparative Study     2.3 Design Principles for Standard Reusable Containers     2.4 Standardizing Container Sizes and Dimensions 3. **Product Delivery and Return Systems**     3.1 Role of AI in Product Delivery and Return     3.2 Design and Functionality of AI-Controlled Electric Drones     3.3 Optimization of Delivery and Return Processes  4. **Business Plan for a Circular Economy**     4.1 Feasibility Study     4.2 Investment and Financing Strategies     4.3 Revenue Streams and Cost Analysis     4.4 Risk Assessment and Mitigation Strategies     4.5 Launch and Scaling Strategy...

**Executive Summary:** Green Grocer is a disruptive grocery delivery service, aiming to revolutionize the industry with its sustainable, zero-waste approach. Our mission is to offer convenient grocery delivery while significantly reducing packaging waste. Our service combines modern technology's convenience with the milkman's timeless concept, providing doorstep delivery of groceries in reusable containers.  **Company Description:** Green Grocer is a unique grocery delivery service aimed at reducing the environmental footprint of grocery shopping. We have designed a system that ensures no packaging material becomes trash by utilizing cleaned and reused containers for delivery. Our commitment to the environment extends beyond our packaging practices - we actively support local farmers and artisanal producers to promote sustainable farming and production practices. **Market Analysis:** Consumer awareness about the impact of waste on the environment has led to increased demand for...

Capitalism is a powerful tool, created by and made for humans. The main ingredients are  Morals , Mind , and Money .  If only one ingredient is missing or compromised, we will end up in an unjust world, anarchy, a dictatorship, or a la-la-land sozzled by idiocracy. Only a fair and educated society can enable the well-being of generations to come. To continue to make money in a fair society, we need sound morals and the knowledge to create the right things for the proper causes.  So, morals and a free mind make up the engine of capitalism and will ultimately also lead to wealth in the form of money. Hence, we convert our efforts, our love, and our passion to money by applying our morals and minds.  Capitalism might be the only economic and political system we will ever have to create lasting wealth. Capitalism enables societies to advance and prosper while enjoying a high degree of equality and freedom due to the right of every citizen to capital ownership. These char...

Written by Ingemar Anderson with the help of  GPT-3, an  artificial intelligence model. What is a Balance Sheet? A balance sheet is a snapshot of the financial condition of a company at a given point in time. It shows the company's assets, liabilities, and equity at that time. It is called a balance sheet because it is supposed to balance. An example of a balance sheet is shown below: Assets:  Cash,  Accounts Receivable,  Inventory,  Property, Plant, and Equipment Liabilities:  Accounts Payable,  Long-term Debt,  Short-term Debt Equity:  Common stock,  Retained Earnings,  Treasury Stock The balance sheet shows the company's assets, liabilities, and equity. The total of these three things is equal to the company's total assets. The total of all liabilities and equity is equal to the company's total assets. Why is it important to create a balance sheet? In the business world, companies are often created to make a profit and provi...

Written by Ingemar Anderson with the help of  GPT-3, an  artificial intelligence model. Technology has always helped to make the lives of the working class easier. This is a good thing because the working classes are working for the upper classes.  However, now that technology has advanced so far, the working classes might be taken over by it. This is a bad thing because the lower classes will end up having nothing. The working class might never evolve to become capitalists because, today, they are not granted the same opportunities as those with money, those who learned how to create and manage capital. Capitalism can create inequality and those with money are not always willing to share it with those without, which is why they will eventually be replaced by AI. So, the working class might not evolve to become capitalists because they could be replaced by AI. In Thomas Piketty's book, "Capital in the Twenty-First Century" he discusses if the working class might be replac...

Written by Ingemar Anderson with the help of  GPT-3, an  artificial intelligence model. The growth rate of capital versus the increase of salary and wages over time is a topic, which is of great interest to many economists and sociologists.  The interest in this topic has been increasing as of late due to the past economic recessions. The share of income received by the top 1% of US households has grown from 10% in 1979 to 22% in 2007. The share of income received by the bottom 90% of US households has decreased from 60% in 1979 to 46% in 2007. One of the major factors which have contributed to this is the decreasing share of GDP which goes to labor. In 1973, labor received 61% of GDP, while in 2007 it received only 54%. The gap between workers and their bosses has been increasing. Labor has been getting less and less of the pie of the money that is generated and the share of GDP that is going to labor has been declining. One of the major questions that are being asked is...

Written by Ingemar Anderson with the help of  GPT-3, an  artificial intelligence model. There are many reasons people are poor. Some people are poor because of their circumstances. They may come from a broken home or may have parents who are not financially able to care for them. Some people may be poor because of their own choices. They may have made bad choices in the past, such as going on a spending spree. Here are the top 10 reasons we identified. -Lack of education- -Lack of skills- -Low-level jobs- -Low wages- -Bad luck- -Lack of knowledge- -Lack of money- -Lack of motivation- -Lack of resources- -Lack of opportunity- -Lack of supervision or guidance

Written by Ingemar Anderson with the help of  GPT-3, an  artificial intelligence model. The process of becoming a capitalist is actually not as complicated as it may seem.  First, one must save a specific amount of money which will be the capital for the individual.  The next step would be to find a good opportunity to invest in. Typically, this includes buying stocks, stocks of a company, bonds, or commercial property.  The final step to becoming a capitalist is to wait for the investment to pay off by creating regular income and increases in value. Investments can be in five asset classes: securities, the money market, commodities, real estate, or businesses. Starting a business in 4 steps that can be summarized with the acronym I-D-E-A: Step One (I): Imagine and Innovate. Step Two (E): Develop Step Three (E): Execute Step Four (A): Accelerate  To become a capitalist, you have to have a vision. Imagine what you want your product to be...

Written by Ingemar Anderson with the help of  GPT-3, an  artificial intelligence model. Today, America is experiencing a large and rapid shift towards oligarchy. After the 2008 recession, a large portion of the nation's wealth was transferred from the middle and lower classes to the top through the redistribution of income. This has led to an oligarchy where the wealthy have the most power and control. This has shaped a broken society where the poor are systematically discriminated against, and voting is no longer a major influence in the country. As America has increasingly been dominated by a growing oligarchy, people are becoming more and more concerned. From the Koch brothers to the Walton family, these two families own more wealth than the bottom 40% of Americans combined. The concept of oligarchy in America is rising because of the rapid increase in wealth inequality. The top 1% of Americans who hold 40% of the nation's wealth are incapable of governing democratically. T...

  Written by Ingemar Anderson with the help of  GPT-3, an  artificial intelligence model. Humanity is complex. We are made up of many different emotions, thoughts, feelings, and ideas. Sometimes people may say something to anger you and before they know it, they have pushed you into a time of sadness. The emotions might change in a blink of an eye. Humans vampirically feed off one another's energy through their words. It is hard not to take what somebody says to heart, just like how it is hard for them not to understand how we are feeling in that moment. There is no one way for humanity to be. We are all different from one another. We have the capacity to be understanding as well as understanding. Humans just need to be more mindful of one another to offer each other space to be themselves, no matter what that is. In a time when AI is all the rage, we still need to figure out how to guarantee human rights and freedoms for those without representation. Imagine an AI system...

Written by Ingemar Anderson with the help of  GPT-3, an  artificial intelligence model. There is a new economic system emerging. Nation-based Capitalism is giving way to Human-Centered Capitalism and a shared economy. What does this mean for you? It has the potential to change the way you work, live, and earn. It could be a financial game-changer for the generations who come after you. The transition from nation-based capitalism to human-centered capitalism requires an honest assessment of our current economic system and a commitment to an economy centered around humanity. In today's globalized world, the old, nation-based capitalist system is no longer sustainable. We cannot survive the current system, nor can we continue to grow and prosper by being a part of it. This is where a human-centered economy comes in. Such an economy brings an end to the competition between corporations. Eradicating the competition for market shares of mega corporations allows for more people to pr...

"I don’t want a nation of thinkers. I want a nation of workers."   —John D. Rockefeller Written by Ingemar Anderson with the help of  GPT-3, an  artificial intelligence model. I have developed ten rules to remind myself to stick to my investment strategy. Of course, the list is not complete, but it is a start. Please feel free to add your own rules at the end of this chapter that you feel should be used to manage any of the five asset classes money, securities, commodities, real estate, and businesses.   1. Never buy an asset above market price This first rule seems to be an obvious statement. However, I have seen too many times that investors end up paying too much for an asset. I do intensive research before I buy, I do my due diligence and always try to understand the seller to get a better deal. Paying cash will always be an incentive for the seller to sell quicker. 2. Focus on assets that create income By following only these first two rules, buying primarily as...

Yes, democracy lives in a small circle surrounded by Extremism. This is why we need to be careful with letting some of our fellowmen overstep the boundaries of democracy. As we know, many countries have crossed the line between authoritarianism and anarchism many times in history.  Today, I know of people who feel drawn to rabble-rousers and autocratic figures who openly claim to abandon the circle of democracy. Their unhappiness with the current system and themself seem to make them blind to obvious logical consequences of extremism.  As the above illustration suggests, a world outside of democracy has no functional justice system, an immoral society, and an unconstitutional government. In such a world, people live either in a lawless society in chaos and anarchy, or they live in a tyranny ruled by a feared dictator.  Unfortunately, some people even wish for such a world or they cannot fathom the dire consequences if such a world would in fact come upon us. Some people m...

  "I don't want a nation of thinkers. I want a nation of workers."   —John D. Rockefeller, 1903 In 1903, John D. Rockefeller said during an event of the founding of the General Education Board  "I don't want a nation of thinkers. I want a nation of workers."  Almost 120 years later, it is clear that his wish was honored and became true. For 120 years, too many of us became workers that produced the most amazing products and services. But these workers also created something extraordinary: artificial intelligence. With GPT-3 developed by the OpenAI organization, a machine has been created that can almost think like a human, and in many cases even better and faster. Today, machines basically consist of two components, one physical and one mental. The mental part is growing exponentially, some even expert an information processing explosion in the coming years. The other part is the physical part, which we call robots.  It is predicted that both, the mental and...

In my book The Wealth of Generations , I am introducing new big concepts and terms that have the potential to transform our out-dated capitalistic model into a new capitalistic paradigm. Here are some of them: Cash-Cow Diagram or Asset Quadrant The Wheel of Wealth Human-centered Capitalism IDEA (Innovation, Development, Execution, Acceleration) Wealthism Investor Levels The Five Asset Classes The Two Laws of Wealth   The Leverage Indicator The Two Laws of Gernarational Capital 

Jamie Johnson, in his documentaries and public statements, makes a very good point. Born rich is not only a privilege, it is also a responsibility and often a burden. 

  The transition will be extremely painful. Are you ready? https://www.iotforall.com/impact-of-artificial-intelligence-job-losses#:~:text=A%20two%2Dyear%20study%20from,the%20world's%20current%20human%20labor. www.ingemar-anderson.com The Rate of Change Ever since technological evolution started, the rate of improvement has been exponential. For example, Moore’s Law originated around 1970 and states that processor speeds or overall processing power for computers will double every two years. That is exponential growth, and it was proven correct for the past decades—even though the speed of processor improvement has slowed down somewhat in recent years due to technological limitations of materials used to make processors, growth on average is exponential over a longer time. Past technological improvements have taken many jobs, and many new job categories have been created. People were able to adapt, relearn new skills, and find new employment in areas that technology could not replac...

The Rate of Change You should be alarmed.  Ever since technological evolution started, the rate of improvement has been exponential. For example, Moore’s Law originated around 1970 and states that processor speeds or overall processing power for computers will double every two years. That is exponential growth, and it was proven correct for the past decades—even though the speed of processor improvement has slowed down somewhat in recent years due to technological limitations of materials used to make processors, growth on average is exponential over a longer time. Past technological improvements have taken many jobs, and many new job categories have been created. People were able to adapt, relearn new skills, and find new employment in areas that technology could not replace yet. But what if the rate of technological improvements surpasses the maximum speed of how fast people can change their careers? This moment in time has silently started three decades ago. Since 1990, product...

  The Rate of Change Ever since technological evolution started, the rate of improvement has been exponential. For example, Moore’s Law originated around 1970 and states that processor speeds or overall processing power for computers will double every two years. That is exponential growth, and it was proven correct for the past decades—even though the speed of processor improvement has slowed down somewhat in recent years due to technological limitations of materials used to make processors, growth in average is exponential over a longer time. Past technological improvements have taken many jobs, and many new job categories have been created. People were able to adapt, relearn new skills, and find new employment in areas that technology could not replace yet. But what if the rate of technological improvements surpasses the maximum speed of how fast people can change their careers? This moment in time has silently started three decades ago. Since 1990, productivity has increased by...